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Dental Insurance - Richmond, VA

Your Dental Insurance
is Welcome Here

More than half of the U.S. population has some form of dental insurance, and if this includes you, then you probably have questions about how to get the most out of your plan. Most policies don’t really share how to best utilize them! Thankfully, our team can help you do exactly that. Here, we’ll not only accept your dental insurance, but file the claim as well to guarantee you’re maximizing your benefits. Give us a call today to learn how we can help you save at your next appointment.

Understanding How Dental Insurance Works

The key thing to understand when it comes to dental insurance is prevention. Most plans are mainly designed to help patients afford basic services like checkups and cleanings so they can take care of minor issues quickly and avoid many in the first place. This approach is wise, because over time, it’s proven to lead to better oral health and lower dental care costs. While dental insurance can also help with restorative treatments like crowns and fillings, they typically receive less coverage compared to preventive services.

What Your Dental Insurance Plan Covers

One of the most common questions we hear every day is, “What does my dental insurance cover?” You’d think this would be easy to answer, but most plans are written in such a way that this information is hidden within complicated language. Generally, most plans break down like this:

  • Preventive services are covered 80-100% (checkups, cleanings, sealants, fluoride treatments)
  • Restorative services are covered 50-70% (fillings, crowns, bridges, dentures)
  • Cosmetic services are considered elective, so they are NOT covered (teeth whitening, veneers, cosmetic bonding)
  • Orthodontic treatment often receives a lifetime benefit, but this may be limited to metal braces for patients 18 and under.

Our In-Network PPO Dental Insurance Providers

Our dental office is in-network with numerous PPO dental insurance providers, which basically means we’re able to offer the most savings possible and expedite the filing process. We also accept numerous out-of-network plans, many of which offer savings very similar to in-network rates. To get a better idea of how we could use your particular plan to make your family’s care more affordable, contact us today with your policy information handy, and we’ll be able to answer all of your questions.